According to Lynchburg Fire Chief Brad Ferguson, the Insurance Services Office (ISO) has notified the department that its Class 3 Public Protection Classification (PPC) ISO ranking has changed from Class Ranking 3 to Class Ranking 2. The new ranking places Lynchburg among only 658 out of 50,000 other fire departments nationwide with a ranking that low. Only 57 departments have received a Class 1 Ranking.
The PPC is the countrywide classification system used by the ISO to reflect a community's local fire protection for property insurance rating purposes. The public fire protection of a city, town or area is graded using ISO's Fire Suppression Rating Schedule to develop the community's classification.
ISO classifies communities from 1 (the best) to 10 (the worst) based on how well they score on the ISO Fire Suppression Rating Schedule which grades such features as water distribution, fire department equipment and manpower and fire alarm facilities. ISO field representatives use the schedule when surveying a community's fire protection capability. The score that is determined from applying the Fire Suppression Rating Schedule is translated into a public protection classification.
“The improvement in our already excellent ranking can be attributed to the hard work of both the Fire and Water Resources Departments and to City Council and City administration’s commitment to the safety of our residents,” said Ferguson.
Homeowners in cities with low PPC rankings often will receive lower homeowner insurance rates. Lynchburg residents are encouraged to check with their insurance companies to determine if their rates are affected.